ALA Funding offers a range of services in the non-conforming sectors of the Australian finance market through arrangements with independent Accredited Brokers.

We offer funding for segments of the market that are poorly serviced by banks and major financiers.  Credit guidelines in Australia are quite narrow and even loans written by the so-called non-conforming lenders are barely non-conforming by world standards.  Our flexible lending parameters are designed to address these issues.

We offer facilities for people with impaired credit histories, previous bankruptcy, limited documentation or employment issues.

The types of non-conforming loans that we offer are:

• Second mortgage or caveat loans for primarily business or investment purposes with terms from 1 to 12 months;
• Advances against commissions due to brokers with terms up to 90 days.

If you’re a broker that’s already in the market servicing these types of loans or looking to enter these markets, call ALA Funding to discuss the arrangements we can offer you.

If you’ve identified other non-conforming markets you’d like to service, talk to us about designing a facility for you.